Wednesday, January 2, 2013

0 Save On Money Through Couponing

couponing, supermarket, save, money, funny, meme
Couponing is a great way to stay on budget, which is especially important during the holiday season, when the temptation to overspend on others is almost irresistible. But even in this season of giving, you can use coupons effectively to minimize the impact on your wallet, and make January’s budget less stressful for you. The first step is to make a list of who you need to buy for, and estimate how much you are willing to spend. Be realistic as to what your limits are, and most importantly, firmly stick to them. Think of gift ideas that match these spending limits, then it’s time to do some research on sales and coupons. Look in your local newspapers and flyers for in-store deals and coupons. Some stores allow for combining coupons with already lowered prices. The Internet is an excellent tool for finding great deals. Many manufacturers offer exclusive coupons on their own websites, as well as on retail websites. Several coupon-specific websites consolidate offers from various other websites for one-stop searching. Active users on these sites share their own coupon finds, which leads to a list of bargains that is constantly being updated. Websites such as Groupon and LivingSocial have daily offers for services and entertainment (as well as tangible items) that are frequently at a fraction of the regular cost. These “coupons” make for excellent gift-giving when you know the recipient and their tastes well. One does not need to pay a premium to afford going out, if you plan ahead and are open to new experiences. I spoke with the experts in printable coupons from Canadian Savers and their best word of advice for couponing beginners is to shop around for the best deals. Compare prices, and take your time in deciding. Impulse shopping, even with coupons in hand, is never a good idea for your bank account. Take your time, do your research, and do not allow yourself to be pressured into a purchase price that you are not completely comfortable with. Also, take the time to evaluate your needs. If you are spending money for products that you won’t use, or are name brands that are still more expensive than store-brand equivalent versions, then that’s just money down the drain. Pay attention to “deals” that are really product promotions in disguise. Couponing can enable you to cut corners and save money in your day-to-day life, but it requires a little research and a lot of self-awareness of your own shopping habits. Let’s start the new year off with a resolution to spend less and save more.

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