Health
insurance is an important asset – and it’s one that you’ll soon be required to
have. However, not everyone has the best health insurance benefits through
their employer. The premiums may be too high, or the coverage may be
insufficient. Therefore, they may look into buying their own health insurance.
Others may be self-employed or unemployed and not have access to
employer-sponsored health benefits.
While buying
your own health insurance will give you the protection you need in case you
become ill or injured, it can also be expensive. Premiums can easily top $1,000
a month, depending on where you live, the size of your family,...
Wednesday, June 19, 2013
Tuesday, June 18, 2013
0 Mortgage Forecast for 2013
In
2013, the mortgage industry has the potential for change for lenders, brokers
and consumers.
The Financial Services Authority (FSA) and the lenders and
intermediaries in the mortgage market are closer to establishing a workable set
of guidelines with an emphasis on affordability and solid underwriting
standards.
Lenders, not brokers, under the proposed guidelines, assume the role of
assessing whether a consumer qualifies for a home loan. Credit is issued only
under the circumstance when a borrow demonstrates a strong probability of
meeting payments without dependence on rising housing prices.
Future fluctuations in interest rate are...
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